The easiest and the best way to achieve one's financial goal
are to make the investment in mutual funds wisely over a longer period of time.
This will help to inbuilt the habit of dedicated savings but it also helps in
generating higher returns on the amount thus saved. Today's modern women are
strong and financially independent and strong who can make out their needs and
plan for their future financial goals. To achieve one of the financial goals is
to invest in the mutual fund over a longer period of time. This will make you
generate the habit of dedicated savings which will ultimately give you the
higher return.
Schemes where women can invest in-
·
Asset
Allocation Funds- These funds are the amalgamation of 3 asset classes-
equity, debt and cash equivalents. These are formed with a certain mix of asset
classes unlike balanced funds where the ratio is defined approximately 60:40
ratio of equity and debt classes respectively.
·
Debt
funds- this fund invest in pure debt investment and generally provide a
return which depends on asset mix. People who do not want to take the high risk
of the high market volatility can invest in such funds.
·
Sectoral
Fund- If you want to invest money in certain sectors you can prefer
different sector which is closely related to each other. At the certain point
of time, some sectors grow immensely. Therefore, you should take advantage of
the same at the particular point of time.
·
Thematic
Funds- If we consider sector funds these funds provide a wide scope of
diversification in making investments. In infra funds like you can invest various oil corporation like
GAIL, LNG, gas, steel etc
·
Flexi-cap
funds- Flexi cap funds are not dependent upon the market capitalization of
a company which makes the fund manager make the best use of opportunities which
they are getting from the market volatility.
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